Mattamy Home Funding in Texas vs the state
9.3%Denial rate-10.16 pts vs state
9.8%Decision denial rate-15.10 pts vs state
85.3%Origination rate+30.42 pts vs state
5.63%Median rate-0.88 pts vs state
-0.82Rate spread (pts)-1.01 pts vs state
$137kMedian applicant income
267Loans originated
29Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 315 | 226 | 6.0% | 6.50% | #318 |
| 2024 | 222 | 196 | 5.9% | 6.00% | #380 |
| 2025 | 313 | 267 | 9.3% | 5.63% | #332 |
What Mattamy Home Funding lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Mattamy Home Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denton County | 122 | 107 | 8 | 6.6% |
| Collin County | 90 | 74 | 10 | 11.1% |
| Tarrant County | 47 | 42 | 4 | 8.5% |
| Dallas County | 42 | 33 | 6 | 14.3% |
| Kaufman County | 12 | 11 | 1 | 8.3% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 313 applications in 2025, of which 267 were originated and 29 denied.
9.3% of all applications, or 9.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Mattamy Home Funding originated in Texas in 2025 was 5.63%, against a statewide median of 6.50%.
About this data. Figures are Mattamy Home Funding's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology