Mason Mcduffie Mortgage in Tennessee vs the state
6.0%Denial rate-11.12 pts vs state
7.3%Decision denial rate-14.38 pts vs state
76.5%Origination rate+18.43 pts vs state
6.63%Median rate0.00 pts vs state
0.38Rate spread (pts)+0.15 pts vs state
$77kMedian applicant income
127Loans originated
10Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 7 | 11.1% | 7.13% | #630 |
| 2024 | 31 | 18 | 3.2% | 6.63% | #458 |
| 2025 | 166 | 127 | 6.0% | 6.63% | #239 |
What Mason Mcduffie Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Mason Mcduffie Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Putnam County | 65 | 54 | 2 | 3.1% |
| Overton County | 24 | 20 | 1 | 4.2% |
| White County | 21 | 17 | 3 | 14.3% |
| Jackson County | 12 | 10 | 0 | 0.0% |
| Fentress County | 8 | 4 | 1 | 12.5% |
| Cumberland County | 6 | 3 | 0 | 0.0% |
| Knox County | 3 | 2 | 0 | 0.0% |
| Warren County | 3 | 1 | 2 | 66.7% |
| Rutherford County | 2 | 2 | 0 | 0.0% |
| Davidson County | 2 | 2 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 166 applications in 2025, of which 127 were originated and 10 denied.
6.0% of all applications, or 7.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Mason Mcduffie Mortgage originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Mason Mcduffie Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology