Mason Mcduffie Mortgage in Oregon vs the state
6.8%Denial rate-8.53 pts vs state
9.5%Decision denial rate-9.64 pts vs state
64.4%Origination rate+3.79 pts vs state
6.63%Median rate-0.13 pts vs state
0.39Rate spread (pts)+0.11 pts vs state
$110kMedian applicant income
190Loans originated
20Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 250 | 178 | 4.8% | 6.75% | #91 |
| 2024 | 285 | 202 | 3.9% | 6.75% | #88 |
| 2025 | 295 | 190 | 6.8% | 6.63% | #88 |
What Mason Mcduffie Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Mason Mcduffie Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Klamath County | 71 | 41 | 3 | 4.2% |
| Multnomah County | 46 | 35 | 0 | 0.0% |
| Washington County | 29 | 20 | 5 | 17.2% |
| Deschutes County | 24 | 15 | 0 | 0.0% |
| Marion County | 21 | 16 | 2 | 9.5% |
| Clackamas County | 16 | 14 | 0 | 0.0% |
| Yamhill County | 11 | 6 | 1 | 9.1% |
| Lincoln County | 10 | 6 | 0 | 0.0% |
| Polk County | 9 | 5 | 2 | 22.2% |
| Douglas County | 9 | 4 | 3 | 33.3% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 295 applications in 2025, of which 190 were originated and 20 denied.
6.8% of all applications, or 9.5% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Mason Mcduffie Mortgage originated in Oregon in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Mason Mcduffie Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology