Marshall Community Credit Union in Michigan vs the state
0.6%Denial rate-17.94 pts vs state
0.6%Decision denial rate-21.99 pts vs state
94.2%Origination rate+34.30 pts vs state
7.13%Median rate+0.38 pts vs state
0.98Rate spread (pts)+0.58 pts vs state
$85kMedian applicant income
324Loans originated
2Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 325 | 296 | 0.3% | 7.25% | #142 |
| 2024 | 284 | 267 | 0.0% | 7.50% | #172 |
| 2025 | 344 | 324 | 0.6% | 7.13% | #159 |
What Marshall Community Credit Union lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Marshall Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Calhoun County | 238 | 220 | 2 | 0.8% |
| Branch County | 38 | 38 | 0 | 0.0% |
| Jackson County | 14 | 13 | 0 | 0.0% |
| Eaton County | 13 | 13 | 0 | 0.0% |
| Barry County | 11 | 11 | 0 | 0.0% |
| Kalamazoo County | 8 | 8 | 0 | 0.0% |
| Hillsdale County | 4 | 4 | 0 | 0.0% |
| Isabella County | 2 | 2 | 0 | 0.0% |
| Allegan County | 2 | 2 | 0 | 0.0% |
| Ionia County | 2 | 2 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 344 applications in 2025, of which 324 were originated and 2 denied.
0.6% of all applications, or 0.6% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Marshall Community Credit Union originated in Michigan in 2025 was 7.13%, against a statewide median of 6.75%.
About this data. Figures are Marshall Community Credit Union's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology