Marquette Bank · Illinois · 2025

Marquette Bank in Illinois: approval rate, denial rate and rates (2025)

Marquette Bank took 644 mortgage applications in Illinois in 2025, ranking #110 of 1,150 lenders active in the state. It originated 79.8% of them and denied 9.3% (10.4% of the applications it decided), against a statewide denial rate of 17.1%.

644Applicationsin IL
10.4%Decision denial ratestate 21.7%
6.38%Median ratestate 6.75%
$155,000Median loanstate $185,000
$166MVolume12 counties

Marquette Bank in Illinois vs the state

9.3%Denial rate-7.80 pts vs state
10.4%Decision denial rate-11.26 pts vs state
79.8%Origination rate+21.07 pts vs state
6.38%Median rate-0.38 pts vs state
-0.01Rate spread (pts)-0.39 pts vs state
$96kMedian applicant income
514Loans originated
60Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
202358444214.0%6.38%#98
202457742314.4%6.63%#103
20256445149.3%6.38%#110

What Marquette Bank lends in Illinois

By loan purpose

Home purchase 225 35% · 5.8% denied
Refinance 103 16% · 6.8% denied
Cash-out refinance 50 8% · 8.0% denied
Home improvement 223 35% · 13.9% denied
Other / HELOC 43 7% · 11.6% denied

By loan type

Conventional 602 93% · 8.6% denied
FHA 42 7% · 19.1% denied

Why it denied Illinois applicants

Credit history 22 37%
Debt-to-income ratio 21 35%
Other 7 12%
Collateral 6 10%
Unverifiable information 2 3%
Insufficient cash 2 3%

Where in Illinois

Counties with the most Marquette Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cook County 49638854 10.9%
Will County 96832 2.1%
DuPage County 18161 5.6%
Lake County 962 22.2%
Kane County 870 0.0%
Kendall County 651 16.7%
LaSalle County 320 0.0%
Kankakee County 320 0.0%
Grundy County 220 0.0%
Livingston County 110 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 644 applications in 2025, of which 514 were originated and 60 denied.

9.3% of all applications, or 10.4% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

The median rate on loans Marquette Bank originated in Illinois in 2025 was 6.38%, against a statewide median of 6.75%.

About this data. Figures are Marquette Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology