Manufacturers and Traders Trust in Illinois vs the state
17.4%Denial rate+0.27 pts vs state
28.6%Decision denial rate+6.89 pts vs state
39.9%Origination rate-18.88 pts vs state
6.13%Median rate-0.63 pts vs state
0.16Rate spread (pts)-0.22 pts vs state
$87kMedian applicant income
55Loans originated
24Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 110 | 45 | 32.7% | 6.63% | #323 |
| 2024 | 85 | 42 | 21.2% | 6.31% | #359 |
| 2025 | 138 | 55 | 17.4% | 6.13% | #305 |
What Manufacturers and Traders Trust lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 71 | 24 | 14 | 19.7% |
| Will County | 8 | 4 | 1 | 12.5% |
| Kane County | 7 | 2 | 1 | 14.3% |
| Lake County | 5 | 3 | 0 | 0.0% |
| St. Clair County | 4 | 2 | 0 | 0.0% |
| Madison County | 4 | 2 | 0 | 0.0% |
| DuPage County | 4 | 3 | 1 | 25.0% |
| Champaign County | 3 | 1 | 1 | 33.3% |
| Winnebago County | 3 | 1 | 1 | 33.3% |
| McHenry County | 2 | 2 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 138 applications in 2025, of which 55 were originated and 24 denied.
17.4% of all applications, or 28.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Manufacturers and Traders Trust originated in Illinois in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology