Magnifi Financial Credit Union · Wisconsin · 2025

Magnifi Financial Credit Union in Wisconsin: approval rate, denial rate and rates (2025)

Magnifi Financial Credit Union took 6 mortgage applications in Wisconsin in 2025, ranking #565 of 938 lenders active in the state. It originated 83.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.0%.

6Applicationsin WI
0.0%Decision denial ratestate 16.4%
6.63%Median ratestate 6.63%
$205,000Median loanstate $165,000
$35MVolume5 counties

Magnifi Financial Credit Union in Wisconsin vs the state

0.0%Denial rate-14.01 pts vs state
0.0%Decision denial rate-16.36 pts vs state
83.3%Origination rate+15.18 pts vs state
6.63%Median rate0.00 pts vs state
-1.04Rate spread (pts)-1.16 pts vs state
$116kMedian applicant income
5Loans originated
0Denied

What Magnifi Financial Credit Union lends in Wisconsin

By loan purpose

Home purchase 3 50% · 0.0% denied
Refinance 2 33% · 0.0% denied
Other / HELOC 1 17% · 0.0% denied

By loan type

Conventional 6 100% · 0.0% denied

Where in Wisconsin

Counties with the most Magnifi Financial Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Croix County 220 0.0%
Burnett County 110 0.0%
Eau Claire County 110 0.0%
Barron County 100 0.0%
Dane County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 6 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Magnifi Financial Credit Union originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Magnifi Financial Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology