LOS ANGELES POLICE Federal Credit Union in California vs the state
16.4%Denial rate-1.07 pts vs state
19.9%Decision denial rate-2.48 pts vs state
63.5%Origination rate+7.32 pts vs state
—Median rate
—Rate spread (pts)
$176kMedian applicant income
202Loans originated
52Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 517 | 304 | 17.6% | — | #220 |
| 2024 | 389 | 242 | 17.5% | 7.63% | #274 |
| 2025 | 318 | 202 | 16.4% | — | #310 |
What LOS ANGELES POLICE Federal Credit Union lends in California
By loan purpose
By loan type
Where in California
Counties with the most LOS ANGELES POLICE Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 172 | 107 | 32 | 18.6% |
| San Bernardino County | 55 | 34 | 4 | 7.3% |
| Riverside County | 37 | 27 | 6 | 16.2% |
| Orange County | 22 | 13 | 4 | 18.2% |
| Ventura County | 15 | 11 | 2 | 13.3% |
| Kern County | 4 | 2 | 1 | 25.0% |
| San Diego County | 3 | 2 | 1 | 33.3% |
| San Luis Obispo County | 3 | 1 | 1 | 33.3% |
| Santa Barbara County | 2 | 2 | 0 | 0.0% |
| San Francisco County | 1 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 318 applications in 2025, of which 202 were originated and 52 denied.
16.4% of all applications, or 19.9% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are LOS ANGELES POLICE Federal Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology