Longbridge Financial in New Jersey vs the state
7.4%Denial rate-10.34 pts vs state
9.0%Decision denial rate-14.01 pts vs state
67.7%Origination rate+11.97 pts vs state
6.38%Median rate-0.38 pts vs state
—Rate spread (pts)
$36kMedian applicant income
138Loans originated
15Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 105 | 65 | 19.1% | 7.63% | #243 |
| 2024 | 141 | 88 | 14.2% | 6.92% | #226 |
| 2025 | 204 | 138 | 7.4% | 6.38% | #196 |
What Longbridge Financial lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 38 | 25 | 3 | 7.9% |
| Monmouth County | 29 | 20 | 3 | 10.3% |
| Bergen County | 22 | 14 | 1 | 4.5% |
| Middlesex County | 15 | 14 | 0 | 0.0% |
| Burlington County | 13 | 8 | 2 | 15.4% |
| Cape May County | 11 | 8 | 0 | 0.0% |
| Atlantic County | 11 | 8 | 1 | 9.1% |
| Morris County | 10 | 8 | 0 | 0.0% |
| Camden County | 9 | 2 | 1 | 11.1% |
| Union County | 7 | 6 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 204 applications in 2025, of which 138 were originated and 15 denied.
7.4% of all applications, or 9.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Longbridge Financial originated in New Jersey in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology