Longbridge Financial in Indiana vs the state
10.2%Denial rate-6.37 pts vs state
14.3%Decision denial rate-5.85 pts vs state
57.1%Origination rate-5.11 pts vs state
6.13%Median rate-0.63 pts vs state
—Rate spread (pts)
$30kMedian applicant income
56Loans originated
10Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 55 | 32 | 20.0% | 7.34% | #314 |
| 2024 | 63 | 35 | 25.4% | 6.81% | #309 |
| 2025 | 98 | 56 | 10.2% | 6.13% | #271 |
What Longbridge Financial lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 16 | 12 | 1 | 6.3% |
| Marion County | 13 | 9 | 2 | 15.4% |
| LaPorte County | 4 | 2 | 0 | 0.0% |
| Jefferson County | 4 | 2 | 0 | 0.0% |
| Floyd County | 4 | 2 | 1 | 25.0% |
| Porter County | 4 | 0 | 1 | 25.0% |
| Hamilton County | 4 | 1 | 1 | 25.0% |
| Hendricks County | 4 | 3 | 0 | 0.0% |
| Elkhart County | 3 | 1 | 0 | 0.0% |
| Pulaski County | 2 | 2 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 98 applications in 2025, of which 56 were originated and 10 denied.
10.2% of all applications, or 14.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Longbridge Financial originated in Indiana in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology