Longbridge Financial in Arizona vs the state
10.5%Denial rate-5.69 pts vs state
12.1%Decision denial rate-8.32 pts vs state
70.3%Origination rate+10.81 pts vs state
6.25%Median rate-0.25 pts vs state
—Rate spread (pts)
$34kMedian applicant income
220Loans originated
33Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 188 | 137 | 10.1% | 7.48% | #161 |
| 2024 | 258 | 194 | 10.9% | 7.14% | #148 |
| 2025 | 313 | 220 | 10.5% | 6.25% | #145 |
What Longbridge Financial lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 173 | 117 | 19 | 11.0% |
| Pima County | 38 | 28 | 4 | 10.5% |
| Yavapai County | 26 | 21 | 2 | 7.7% |
| Mohave County | 25 | 17 | 3 | 12.0% |
| Pinal County | 19 | 14 | 0 | 0.0% |
| Navajo County | 7 | 3 | 2 | 28.6% |
| Cochise County | 7 | 5 | 2 | 28.6% |
| Gila County | 5 | 4 | 0 | 0.0% |
| Yuma County | 5 | 5 | 0 | 0.0% |
| Coconino County | 3 | 2 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 313 applications in 2025, of which 220 were originated and 33 denied.
10.5% of all applications, or 12.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Longbridge Financial originated in Arizona in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology