Logix Federal Credit Union in California vs the state
18.8%Denial rate+1.34 pts vs state
22.0%Decision denial rate-0.40 pts vs state
65.7%Origination rate+9.54 pts vs state
6.38%Median rate-0.25 pts vs state
0.41Rate spread (pts)+0.14 pts vs state
$144kMedian applicant income
2,989Loans originated
853Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,879 | 3,174 | 19.3% | 6.49% | #32 |
| 2024 | 3,511 | 2,157 | 21.5% | 8.99% | #53 |
| 2025 | 4,547 | 2,989 | 18.8% | 6.38% | #43 |
What Logix Federal Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Logix Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 3,407 | 2,212 | 632 | 18.6% |
| Ventura County | 683 | 496 | 116 | 17.0% |
| Orange County | 102 | 67 | 22 | 21.6% |
| Riverside County | 81 | 43 | 24 | 29.6% |
| San Bernardino County | 79 | 46 | 15 | 19.0% |
| Kern County | 60 | 37 | 15 | 25.0% |
| San Diego County | 40 | 25 | 7 | 17.5% |
| Tulare County | 8 | 4 | 0 | 0.0% |
| San Luis Obispo County | 7 | 5 | 1 | 14.3% |
| Santa Clara County | 7 | 3 | 3 | 42.9% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 4,547 applications in 2025, of which 2,989 were originated and 853 denied.
18.8% of all applications, or 22.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Logix Federal Credit Union originated in California in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Logix Federal Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology