Logan Finance in Massachusetts vs the state
20.0%Denial rate+3.79 pts vs state
24.2%Decision denial rate+4.29 pts vs state
61.3%Origination rate-1.35 pts vs state
7.12%Median rate+0.50 pts vs state
—Rate spread (pts)
$637kMedian applicant income
49Loans originated
16Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 22 | 5.3% | 8.56% | #335 |
| 2024 | 46 | 28 | 13.0% | 7.62% | #323 |
| 2025 | 80 | 49 | 20.0% | 7.12% | #276 |
What Logan Finance lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Logan Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 24 | 22 | 0 | 0.0% |
| Norfolk County | 17 | 8 | 7 | 41.2% |
| Essex County | 9 | 5 | 2 | 22.2% |
| Worcester County | 7 | 1 | 5 | 71.4% |
| Bristol County | 7 | 4 | 1 | 14.3% |
| Hampden County | 5 | 3 | 1 | 20.0% |
| Middlesex County | 5 | 2 | 0 | 0.0% |
| Plymouth County | 3 | 2 | 0 | 0.0% |
| Barnstable County | 2 | 1 | 0 | 0.0% |
| Berkshire County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 80 applications in 2025, of which 49 were originated and 16 denied.
20.0% of all applications, or 24.2% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Logan Finance originated in Massachusetts in 2025 was 7.12%, against a statewide median of 6.63%.
About this data. Figures are Logan Finance's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology