LoanUnited.com in Massachusetts vs the state
5.1%Denial rate-11.08 pts vs state
11.1%Decision denial rate-8.84 pts vs state
41.0%Origination rate-21.57 pts vs state
5.75%Median rate-0.88 pts vs state
-0.57Rate spread (pts)-0.66 pts vs state
$153kMedian applicant income
16Loans originated
2Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 9 | 0.0% | 6.25% | #411 |
| 2024 | 23 | 13 | 0.0% | 6.50% | #388 |
| 2025 | 39 | 16 | 5.1% | 5.75% | #353 |
What LoanUnited.com lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 10 | 4 | 0 | 0.0% |
| Essex County | 7 | 3 | 1 | 14.3% |
| Bristol County | 5 | 4 | 0 | 0.0% |
| Middlesex County | 5 | 2 | 0 | 0.0% |
| Plymouth County | 4 | 1 | 0 | 0.0% |
| Norfolk County | 3 | 1 | 1 | 33.3% |
| Hampden County | 3 | 1 | 0 | 0.0% |
| Franklin County | 1 | 0 | 0 | 0.0% |
| Suffolk County | 1 | 0 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 39 applications in 2025, of which 16 were originated and 2 denied.
5.1% of all applications, or 11.1% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans LoanUnited.com originated in Massachusetts in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology