LoanUnited.com in Indiana vs the state
7.0%Denial rate-9.54 pts vs state
16.7%Decision denial rate-3.47 pts vs state
35.2%Origination rate-27.09 pts vs state
5.75%Median rate-1.00 pts vs state
-0.14Rate spread (pts)-0.50 pts vs state
$102kMedian applicant income
45Loans originated
9Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 8 | 5.0% | 7.00% | #351 |
| 2024 | 72 | 31 | 1.4% | 5.75% | #295 |
| 2025 | 128 | 45 | 7.0% | 5.75% | #244 |
What LoanUnited.com lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 14 | 9 | 2 | 14.3% |
| Lake County | 10 | 6 | 1 | 10.0% |
| Clark County | 10 | 3 | 1 | 10.0% |
| Hamilton County | 9 | 4 | 0 | 0.0% |
| Allen County | 8 | 1 | 0 | 0.0% |
| Hendricks County | 7 | 1 | 0 | 0.0% |
| Tippecanoe County | 7 | 1 | 0 | 0.0% |
| Morgan County | 6 | 2 | 0 | 0.0% |
| Porter County | 5 | 1 | 1 | 20.0% |
| Harrison County | 5 | 3 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 128 applications in 2025, of which 45 were originated and 9 denied.
7.0% of all applications, or 16.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans LoanUnited.com originated in Indiana in 2025 was 5.75%, against a statewide median of 6.75%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology