LoanUnited.com in Illinois vs the state
8.3%Denial rate-8.84 pts vs state
17.3%Decision denial rate-4.35 pts vs state
39.5%Origination rate-19.25 pts vs state
6.13%Median rate-0.63 pts vs state
0.09Rate spread (pts)-0.29 pts vs state
$108kMedian applicant income
62Loans originated
13Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 10 | 2.4% | 6.06% | #484 |
| 2024 | 68 | 18 | 4.4% | 5.75% | #404 |
| 2025 | 157 | 62 | 8.3% | 6.13% | #288 |
What LoanUnited.com lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 37 | 12 | 3 | 8.1% |
| St. Clair County | 19 | 13 | 1 | 5.3% |
| Will County | 16 | 6 | 3 | 18.8% |
| DuPage County | 11 | 4 | 1 | 9.1% |
| Lake County | 9 | 2 | 0 | 0.0% |
| Kane County | 9 | 3 | 1 | 11.1% |
| Winnebago County | 9 | 4 | 1 | 11.1% |
| McHenry County | 7 | 1 | 1 | 14.3% |
| Madison County | 5 | 3 | 1 | 20.0% |
| Kendall County | 4 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 157 applications in 2025, of which 62 were originated and 13 denied.
8.3% of all applications, or 17.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans LoanUnited.com originated in Illinois in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology