Loanflight Lending in New Jersey vs the state
2.3%Denial rate-15.42 pts vs state
4.2%Decision denial rate-18.88 pts vs state
50.0%Origination rate-5.68 pts vs state
6.00%Median rate-0.75 pts vs state
-0.12Rate spread (pts)-0.40 pts vs state
$182kMedian applicant income
22Loans originated
1Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 0 | 40.0% | — | #592 |
| 2025 | 44 | 22 | 2.3% | 6.00% | #378 |
What Loanflight Lending lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Loanflight Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Morris County | 5 | 2 | 0 | 0.0% |
| Ocean County | 4 | 1 | 1 | 25.0% |
| Hudson County | 4 | 1 | 0 | 0.0% |
| Union County | 4 | 4 | 0 | 0.0% |
| Bergen County | 4 | 3 | 0 | 0.0% |
| Passaic County | 4 | 2 | 0 | 0.0% |
| Essex County | 3 | 1 | 0 | 0.0% |
| Burlington County | 3 | 2 | 0 | 0.0% |
| Middlesex County | 3 | 0 | 0 | 0.0% |
| Somerset County | 2 | 0 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 44 applications in 2025, of which 22 were originated and 1 denied.
2.3% of all applications, or 4.2% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Loanflight Lending originated in New Jersey in 2025 was 6.00%, against a statewide median of 6.75%.
About this data. Figures are Loanflight Lending's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology