Loan Funder in South Carolina vs the state
13.1%Denial rate-5.22 pts vs state
23.8%Decision denial rate+0.37 pts vs state
41.8%Origination rate-14.79 pts vs state
8.09%Median rate+1.59 pts vs state
—Rate spread (pts)
—Median applicant income
115Loans originated
36Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 103 | 57 | 3.9% | 10.99% | #229 |
| 2024 | 393 | 193 | 8.4% | 11.25% | #103 |
| 2025 | 275 | 115 | 13.1% | 8.09% | #147 |
What Loan Funder lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 56 | 21 | 4 | 7.1% |
| Greenville County | 28 | 16 | 0 | 0.0% |
| Spartanburg County | 25 | 10 | 1 | 4.0% |
| Horry County | 22 | 11 | 3 | 13.6% |
| Charleston County | 18 | 8 | 3 | 16.7% |
| York County | 15 | 5 | 1 | 6.7% |
| Anderson County | 14 | 5 | 3 | 21.4% |
| Aiken County | 12 | 3 | 2 | 16.7% |
| Greenwood County | 10 | 8 | 0 | 0.0% |
| Chester County | 10 | 4 | 2 | 20.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 275 applications in 2025, of which 115 were originated and 36 denied.
13.1% of all applications, or 23.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Loan Funder originated in South Carolina in 2025 was 8.09%, against a statewide median of 6.50%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology