Lima One Capital in Oklahoma vs the state
23.1%Denial rate+5.16 pts vs state
26.1%Decision denial rate+3.22 pts vs state
65.4%Origination rate+9.28 pts vs state
7.35%Median rate+0.72 pts vs state
—Rate spread (pts)
—Median applicant income
17Loans originated
6Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 17 | 0.0% | 9.08% | #327 |
| 2024 | 38 | 24 | 7.9% | 8.86% | #261 |
| 2025 | 26 | 17 | 23.1% | 7.35% | #313 |
What Lima One Capital lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Lima One Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 12 | 8 | 3 | 25.0% |
| Tulsa County | 6 | 4 | 1 | 16.7% |
| Grady County | 2 | 1 | 0 | 0.0% |
| Wagoner County | 2 | 2 | 0 | 0.0% |
| Bryan County | 1 | 0 | 1 | 100.0% |
| Canadian County | 1 | 1 | 0 | 0.0% |
| Comanche County | 1 | 1 | 0 | 0.0% |
| Rogers County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 26 applications in 2025, of which 17 were originated and 6 denied.
23.1% of all applications, or 26.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Lima One Capital originated in Oklahoma in 2025 was 7.35%, against a statewide median of 6.63%.
About this data. Figures are Lima One Capital's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology