Liberty National Bank · Texas · 2025

Liberty National Bank in Texas: approval rate, denial rate and rates (2025)

Liberty National Bank took 14 mortgage applications in Texas in 2025, ranking #912 of 1,568 lenders active in the state. It originated 92.9% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 19.4%.

14Applicationsin TX
0.0%Decision denial ratestate 24.9%
Median ratestate 6.50%
$365,000Median loanstate $245,000
$5.0MVolume6 counties

Liberty National Bank in Texas vs the state

0.0%Denial rate-19.43 pts vs state
0.0%Decision denial rate-24.90 pts vs state
92.9%Origination rate+37.98 pts vs state
Median rate
Rate spread (pts)
$489kMedian applicant income
13Loans originated
0Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202321170.0%#879
202413130.0%#930
202514130.0%#912

What Liberty National Bank lends in Texas

By loan purpose

Home purchase 8 57% · 0.0% denied
Refinance 2 14% · 0.0% denied
Home improvement 4 29% · 0.0% denied

By loan type

Conventional 14 100% · 0.0% denied

Where in Texas

Counties with the most Liberty National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tarrant County 330 0.0%
Collin County 320 0.0%
Anderson County 330 0.0%
Dallas County 220 0.0%
Denton County 220 0.0%
Henderson County 110 0.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 14 applications in 2025, of which 13 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Liberty National Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology