Leominster Credit Union in Massachusetts vs the state
18.5%Denial rate+2.27 pts vs state
21.3%Decision denial rate+1.37 pts vs state
66.3%Origination rate+3.70 pts vs state
—Median rate
—Rate spread (pts)
$124kMedian applicant income
488Loans originated
136Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 974 | 664 | 19.3% | — | #42 |
| 2024 | 913 | 642 | 16.8% | — | #48 |
| 2025 | 736 | 488 | 18.5% | — | #65 |
What Leominster Credit Union lends in Massachusetts
By loan purpose
By loan type
Where in Massachusetts
Counties with the most Leominster Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 642 | 431 | 112 | 17.4% |
| Middlesex County | 53 | 34 | 11 | 20.8% |
| Hampden County | 14 | 6 | 7 | 50.0% |
| Essex County | 7 | 4 | 3 | 42.9% |
| Barnstable County | 6 | 3 | 1 | 16.7% |
| Norfolk County | 5 | 4 | 1 | 20.0% |
| Hampshire County | 4 | 4 | 0 | 0.0% |
| Plymouth County | 2 | 2 | 0 | 0.0% |
| Suffolk County | 1 | 0 | 1 | 100.0% |
| Franklin County | 1 | 0 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 736 applications in 2025, of which 488 were originated and 136 denied.
18.5% of all applications, or 21.3% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Leominster Credit Union's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology