LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Oklahoma vs the state
9.2%Denial rate-8.72 pts vs state
15.1%Decision denial rate-7.78 pts vs state
43.7%Origination rate-12.42 pts vs state
6.00%Median rate-0.63 pts vs state
-0.39Rate spread (pts)-0.73 pts vs state
$140kMedian applicant income
38Loans originated
8Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 7 | 6.7% | 6.25% | #338 |
| 2024 | 21 | 7 | 0.0% | 6.37% | #315 |
| 2025 | 87 | 38 | 9.2% | 6.00% | #206 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 25 | 10 | 3 | 12.0% |
| Oklahoma County | 17 | 8 | 1 | 5.9% |
| Canadian County | 8 | 4 | 2 | 25.0% |
| Cleveland County | 5 | 1 | 0 | 0.0% |
| Kay County | 4 | 1 | 0 | 0.0% |
| Comanche County | 4 | 2 | 0 | 0.0% |
| Lincoln County | 3 | 1 | 0 | 0.0% |
| Payne County | 3 | 0 | 1 | 33.3% |
| Pittsburg County | 2 | 1 | 0 | 0.0% |
| Le Flore County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 87 applications in 2025, of which 38 were originated and 8 denied.
9.2% of all applications, or 15.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Oklahoma in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology