LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Indiana vs the state
5.7%Denial rate-10.84 pts vs state
8.2%Decision denial rate-11.93 pts vs state
57.0%Origination rate-5.26 pts vs state
6.12%Median rate-0.63 pts vs state
-0.18Rate spread (pts)-0.54 pts vs state
$130kMedian applicant income
159Loans originated
16Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 17 | 0.0% | 6.38% | #347 |
| 2024 | 86 | 42 | 5.8% | 6.50% | #271 |
| 2025 | 279 | 159 | 5.7% | 6.12% | #166 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 53 | 27 | 1 | 1.9% |
| Hamilton County | 38 | 28 | 2 | 5.3% |
| Lake County | 22 | 12 | 1 | 4.5% |
| Hendricks County | 13 | 9 | 0 | 0.0% |
| Boone County | 13 | 6 | 3 | 23.1% |
| Allen County | 12 | 7 | 1 | 8.3% |
| Monroe County | 12 | 6 | 1 | 8.3% |
| St. Joseph County | 10 | 4 | 2 | 20.0% |
| Tippecanoe County | 9 | 5 | 0 | 0.0% |
| Johnson County | 7 | 6 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 279 applications in 2025, of which 159 were originated and 16 denied.
5.7% of all applications, or 8.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Indiana in 2025 was 6.12%, against a statewide median of 6.75%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology