Lennar Mortgage in California vs the state
7.3%Denial rate-10.15 pts vs state
9.0%Decision denial rate-13.36 pts vs state
72.7%Origination rate+16.54 pts vs state
4.99%Median rate-1.63 pts vs state
-0.88Rate spread (pts)-1.15 pts vs state
$159kMedian applicant income
6,607Loans originated
660Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8,436 | 5,732 | 7.3% | 5.75% | #19 |
| 2024 | 9,664 | 6,839 | 6.3% | 5.63% | #21 |
| 2025 | 9,083 | 6,607 | 7.3% | 4.99% | #25 |
What Lennar Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Lennar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Riverside County | 1,136 | 830 | 69 | 6.1% |
| Sacramento County | 1,114 | 838 | 79 | 7.1% |
| San Joaquin County | 996 | 727 | 77 | 7.7% |
| San Bernardino County | 996 | 763 | 50 | 5.0% |
| San Diego County | 915 | 589 | 60 | 6.6% |
| Fresno County | 641 | 490 | 59 | 9.2% |
| Kern County | 572 | 416 | 63 | 11.0% |
| Los Angeles County | 459 | 317 | 33 | 7.2% |
| Madera County | 452 | 340 | 52 | 11.5% |
| Orange County | 414 | 240 | 27 | 6.5% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 9,083 applications in 2025, of which 6,607 were originated and 660 denied.
7.3% of all applications, or 9.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Lennar Mortgage originated in California in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology