Lendsure Mortgage in Michigan vs the state
1.0%Denial rate-17.56 pts vs state
1.5%Decision denial rate-21.11 pts vs state
62.5%Origination rate+2.61 pts vs state
7.63%Median rate+0.88 pts vs state
1.32Rate spread (pts)+0.92 pts vs state
$131kMedian applicant income
65Loans originated
1Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 15 | 0.0% | 8.75% | #390 |
| 2024 | 50 | 42 | 2.0% | 8.31% | #350 |
| 2025 | 104 | 65 | 1.0% | 7.63% | #271 |
What Lendsure Mortgage lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Lendsure Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 16 | 9 | 1 | 6.3% |
| Macomb County | 12 | 9 | 0 | 0.0% |
| Oakland County | 11 | 4 | 0 | 0.0% |
| Genesee County | 11 | 7 | 0 | 0.0% |
| Kent County | 6 | 5 | 0 | 0.0% |
| Washtenaw County | 5 | 3 | 0 | 0.0% |
| Grand Traverse County | 4 | 4 | 0 | 0.0% |
| Ottawa County | 4 | 3 | 0 | 0.0% |
| Kalamazoo County | 3 | 0 | 0 | 0.0% |
| Midland County | 3 | 2 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 104 applications in 2025, of which 65 were originated and 1 denied.
1.0% of all applications, or 1.5% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Lendsure Mortgage originated in Michigan in 2025 was 7.63%, against a statewide median of 6.75%.
About this data. Figures are Lendsure Mortgage's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology