Lendsure Mortgage in Maryland vs the state
2.7%Denial rate-16.10 pts vs state
3.6%Decision denial rate-20.56 pts vs state
64.9%Origination rate+9.15 pts vs state
7.38%Median rate+0.75 pts vs state
1.46Rate spread (pts)+1.22 pts vs state
$141kMedian applicant income
48Loans originated
2Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 13 | 8.3% | 9.00% | #326 |
| 2024 | 42 | 24 | 7.1% | 8.44% | #327 |
| 2025 | 74 | 48 | 2.7% | 7.38% | #268 |
What Lendsure Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Lendsure Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 17 | 9 | 0 | 0.0% |
| Baltimore County | 8 | 5 | 0 | 0.0% |
| Charles County | 7 | 6 | 0 | 0.0% |
| Prince George's County | 7 | 4 | 1 | 14.3% |
| Montgomery County | 6 | 5 | 0 | 0.0% |
| Anne Arundel County | 5 | 2 | 0 | 0.0% |
| Worcester County | 4 | 2 | 0 | 0.0% |
| Washington County | 3 | 2 | 0 | 0.0% |
| Carroll County | 3 | 2 | 0 | 0.0% |
| Howard County | 3 | 3 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 74 applications in 2025, of which 48 were originated and 2 denied.
2.7% of all applications, or 3.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Lendsure Mortgage originated in Maryland in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Lendsure Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology