Lendsure Mortgage in California vs the state
3.4%Denial rate-14.01 pts vs state
4.4%Decision denial rate-17.97 pts vs state
66.5%Origination rate+10.28 pts vs state
7.50%Median rate+0.88 pts vs state
1.09Rate spread (pts)+0.82 pts vs state
$238kMedian applicant income
468Loans originated
24Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 310 | 200 | 1.9% | 8.25% | #285 |
| 2024 | 431 | 300 | 1.4% | 7.75% | #265 |
| 2025 | 704 | 468 | 3.4% | 7.50% | #206 |
What Lendsure Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Lendsure Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| San Diego County | 139 | 94 | 2 | 1.4% |
| Los Angeles County | 119 | 77 | 0 | 0.0% |
| Orange County | 43 | 26 | 0 | 0.0% |
| Riverside County | 39 | 29 | 1 | 2.6% |
| Contra Costa County | 28 | 13 | 10 | 35.7% |
| San Bernardino County | 27 | 19 | 1 | 3.7% |
| Sacramento County | 25 | 15 | 1 | 4.0% |
| Placer County | 22 | 11 | 0 | 0.0% |
| Alameda County | 19 | 14 | 0 | 0.0% |
| Santa Barbara County | 18 | 14 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 704 applications in 2025, of which 468 were originated and 24 denied.
3.4% of all applications, or 4.4% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Lendsure Mortgage originated in California in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Lendsure Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology