Lendlo Mortgage · Arkansas · 2025

Lendlo Mortgage in Arkansas: approval rate, denial rate and rates (2025)

Lendlo Mortgage took 425 mortgage applications in Arkansas in 2025, ranking #63 of 802 lenders active in the state. It originated 79.1% of them and denied 4.0% (4.8% of the applications it decided), against a statewide denial rate of 18.2%.

425Applicationsin AR
4.8%Decision denial ratestate 23.1%
5.99%Median ratestate 6.63%
$215,000Median loanstate $165,000
$70MVolume9 counties

Lendlo Mortgage in Arkansas vs the state

4.0%Denial rate-14.19 pts vs state
4.8%Decision denial rate-18.31 pts vs state
79.1%Origination rate+22.23 pts vs state
5.99%Median rate-0.63 pts vs state
-0.09Rate spread (pts)-0.43 pts vs state
$73kMedian applicant income
336Loans originated
17Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241,1959723.3%6.25%#24
20254253364.0%5.99%#63

What Lendlo Mortgage lends in Arkansas

By loan purpose

Home purchase 425 100% · 4.0% denied

By loan type

Conventional 123 29% · 5.7% denied
FHA 226 53% · 4.0% denied
VA 40 9% · 0.0% denied
USDA / RHS 36 8% · 2.8% denied

Why it denied Arkansas applicants

Debt-to-income ratio 6 35%
Incomplete application 4 24%
Credit history 3 18%
Insufficient cash 3 18%
Unverifiable information 1 6%

Where in Arkansas

Counties with the most Lendlo Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 1561128 5.1%
Washington County 121957 5.8%
Pulaski County 46360 0.0%
Saline County 33330 0.0%
Faulkner County 33310 0.0%
Lonoke County 14112 14.3%
White County 970 0.0%
Sebastian County 760 0.0%
Craighead County 650 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 425 applications in 2025, of which 336 were originated and 17 denied.

4.0% of all applications, or 4.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Lendlo Mortgage originated in Arkansas in 2025 was 5.99%, against a statewide median of 6.63%.

About this data. Figures are Lendlo Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology