Lendingone in Oklahoma vs the state
20.3%Denial rate+2.35 pts vs state
71.1%Decision denial rate+48.21 pts vs state
8.3%Origination rate-47.85 pts vs state
7.14%Median rate+0.51 pts vs state
—Rate spread (pts)
—Median applicant income
24Loans originated
59Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 108 | 20 | 74.1% | 7.78% | #160 |
| 2024 | 93 | 28 | 57.0% | 6.89% | #181 |
| 2025 | 291 | 24 | 20.3% | 7.14% | #99 |
What Lendingone lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 83 | 10 | 18 | 21.7% |
| Oklahoma County | 72 | 3 | 8 | 11.1% |
| Cleveland County | 31 | 1 | 12 | 38.7% |
| Comanche County | 14 | 2 | 2 | 14.3% |
| Canadian County | 14 | 1 | 2 | 14.3% |
| Pottawatomie County | 13 | 4 | 2 | 15.4% |
| Carter County | 8 | 0 | 0 | 0.0% |
| McClain County | 7 | 1 | 3 | 42.9% |
| Washington County | 4 | 0 | 0 | 0.0% |
| Wagoner County | 4 | 0 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 291 applications in 2025, of which 24 were originated and 59 denied.
20.3% of all applications, or 71.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Lendingone originated in Oklahoma in 2025 was 7.14%, against a statewide median of 6.63%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology