Lendingone in New Mexico vs the state
17.5%Denial rate-1.10 pts vs state
72.4%Decision denial rate+47.75 pts vs state
6.7%Origination rate-46.67 pts vs state
10.25%Median rate+3.63 pts vs state
—Rate spread (pts)
—Median applicant income
8Loans originated
21Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 17 | 62.3% | 9.01% | #113 |
| 2024 | 48 | 14 | 64.6% | 7.64% | #137 |
| 2025 | 120 | 8 | 17.5% | 10.25% | #99 |
What Lendingone lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 52 | 3 | 10 | 19.2% |
| Doña Ana County | 12 | 0 | 1 | 8.3% |
| Sandoval County | 11 | 0 | 4 | 36.4% |
| Santa Fe County | 11 | 2 | 2 | 18.2% |
| Otero County | 7 | 2 | 1 | 14.3% |
| San Juan County | 5 | 1 | 0 | 0.0% |
| Eddy County | 4 | 0 | 0 | 0.0% |
| Cibola County | 4 | 0 | 0 | 0.0% |
| Grant County | 3 | 0 | 0 | 0.0% |
| Chaves County | 2 | 0 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 120 applications in 2025, of which 8 were originated and 21 denied.
17.5% of all applications, or 72.4% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Lendingone originated in New Mexico in 2025 was 10.25%, against a statewide median of 6.63%.
About this data. Figures are Lendingone's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology