Lendingone in Missouri vs the state
22.7%Denial rate+7.62 pts vs state
75.5%Decision denial rate+56.82 pts vs state
7.4%Origination rate-55.31 pts vs state
7.29%Median rate+0.66 pts vs state
—Rate spread (pts)
—Median applicant income
35Loans originated
108Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 184 | 39 | 65.8% | 8.69% | #167 |
| 2024 | 189 | 51 | 57.1% | 7.66% | #176 |
| 2025 | 476 | 35 | 22.7% | 7.29% | #95 |
What Lendingone lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 137 | 12 | 37 | 27.0% |
| St. Louis County | 105 | 4 | 18 | 17.1% |
| St. Louis city | 87 | 6 | 21 | 24.1% |
| Clay County | 21 | 6 | 4 | 19.0% |
| Greene County | 19 | 1 | 3 | 15.8% |
| St. Charles County | 19 | 3 | 6 | 31.6% |
| Buchanan County | 11 | 0 | 2 | 18.2% |
| Platte County | 11 | 1 | 2 | 18.2% |
| Boone County | 9 | 0 | 2 | 22.2% |
| Taney County | 6 | 0 | 1 | 16.7% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 476 applications in 2025, of which 35 were originated and 108 denied.
22.7% of all applications, or 75.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Lendingone originated in Missouri in 2025 was 7.29%, against a statewide median of 6.63%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology