Lendingone in Arkansas vs the state
13.5%Denial rate-4.71 pts vs state
57.6%Decision denial rate+34.45 pts vs state
9.9%Origination rate-46.90 pts vs state
7.30%Median rate+0.67 pts vs state
—Rate spread (pts)
—Median applicant income
14Loans originated
19Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 55 | 4 | 81.8% | 7.91% | #185 |
| 2024 | 58 | 11 | 74.1% | 7.37% | #188 |
| 2025 | 141 | 14 | 13.5% | 7.30% | #132 |
What Lendingone lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 40 | 7 | 5 | 12.5% |
| Washington County | 18 | 3 | 2 | 11.1% |
| Benton County | 14 | 2 | 1 | 7.1% |
| Sebastian County | 11 | 0 | 1 | 9.1% |
| Jefferson County | 8 | 0 | 0 | 0.0% |
| Saline County | 8 | 1 | 3 | 37.5% |
| Garland County | 7 | 0 | 1 | 14.3% |
| Craighead County | 6 | 0 | 0 | 0.0% |
| Faulkner County | 5 | 0 | 1 | 20.0% |
| Lonoke County | 3 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 141 applications in 2025, of which 14 were originated and 19 denied.
13.5% of all applications, or 57.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Lendingone originated in Arkansas in 2025 was 7.30%, against a statewide median of 6.63%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology