LENDING CAPITAL GROUP in New Jersey vs the state
4.4%Denial rate-13.34 pts vs state
5.4%Decision denial rate-17.64 pts vs state
76.1%Origination rate+20.41 pts vs state
6.63%Median rate-0.13 pts vs state
0.50Rate spread (pts)+0.21 pts vs state
$98kMedian applicant income
35Loans originated
2Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 21 | 6.5% | 7.13% | #397 |
| 2024 | 70 | 53 | 4.3% | 6.88% | #305 |
| 2025 | 46 | 35 | 4.4% | 6.63% | #374 |
What LENDING CAPITAL GROUP lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most LENDING CAPITAL GROUP applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Burlington County | 14 | 10 | 0 | 0.0% |
| Camden County | 13 | 13 | 0 | 0.0% |
| Gloucester County | 5 | 4 | 0 | 0.0% |
| Ocean County | 4 | 1 | 1 | 25.0% |
| Mercer County | 3 | 3 | 0 | 0.0% |
| Salem County | 2 | 0 | 1 | 50.0% |
| Cape May County | 2 | 2 | 0 | 0.0% |
| Middlesex County | 1 | 1 | 0 | 0.0% |
| Monmouth County | 1 | 1 | 0 | 0.0% |
| Hunterdon County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 46 applications in 2025, of which 35 were originated and 2 denied.
4.4% of all applications, or 5.4% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans LENDING CAPITAL GROUP originated in New Jersey in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are LENDING CAPITAL GROUP's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology