Unnamed lender 894500CFQPXSLHK0OK52 · North Carolina · 2025

Unnamed lender 894500CFQPXSLHK0OK52 in North Carolina: approval rate, denial rate and rates (2025)

Unnamed lender 894500CFQPXSLHK0OK52 took 64 mortgage applications in North Carolina in 2025, ranking #368 of 1,253 lenders active in the state. It originated 76.6% of them and denied 1.6% (2.0% of the applications it decided), against a statewide denial rate of 18.1%.

64Applicationsin NC
2.0%Decision denial ratestate 22.8%
6.49%Median ratestate 6.50%
$305,000Median loanstate $225,000
$16MVolume19 counties

Unnamed lender 894500CFQPXSLHK0OK52 in North Carolina vs the state

1.6%Denial rate-16.50 pts vs state
2.0%Decision denial rate-20.82 pts vs state
76.6%Origination rate+18.75 pts vs state
6.49%Median rate-0.01 pts vs state
0.10Rate spread (pts)+0.01 pts vs state
$99kMedian applicant income
49Loans originated
1Denied

What Unnamed lender 894500CFQPXSLHK0OK52 lends in North Carolina

By loan purpose

Home purchase 58 91% · 1.7% denied
Refinance 4 6% · 0.0% denied
Cash-out refinance 1 2% · 0.0% denied
Home improvement 1 2% · 0.0% denied

By loan type

Conventional 38 59% · 0.0% denied
FHA 12 19% · 0.0% denied
VA 14 22% · 7.1% denied

Why it denied North Carolina applicants

Debt-to-income ratio 1 100%

Where in North Carolina

Counties with the most Unnamed lender 894500CFQPXSLHK0OK52 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Mecklenburg County 19140 0.0%
Gaston County 950 0.0%
Union County 750 0.0%
Cabarrus County 550 0.0%
Rowan County 550 0.0%
Randolph County 210 0.0%
Davidson County 220 0.0%
Iredell County 210 0.0%
Macon County 210 0.0%
Catawba County 220 0.0%

Other large lenders in North Carolina

LenderGradeApplicationsDenial rateMedian rate
State Employees'C 47,89325.2%6.25%
Rocket MortgageC 25,10916.0%6.63%
United Shore Financial ServicesB 18,88411.4%6.13%
Vanderbilt Mortgage and FinanceF 15,00838.0%7.75%
Truist BankC 14,36430.3%6.50%
Movement MortgageA 11,0912.6%6.63%
Navy Federal Credit UnionD 10,56519.4%7.13%
First-Citizens Bank & TrustB 10,31919.6%6.38%
Bank of AmericaF 10,27628.2%6.24%
Mortgage Research CenterC 10,02917.7%6.25%

Frequently asked questions

North Carolina: 64 applications in 2025, of which 49 were originated and 1 denied.

1.6% of all applications, or 2.0% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.

The median rate on loans Unnamed lender 894500CFQPXSLHK0OK52 originated in North Carolina in 2025 was 6.49%, against a statewide median of 6.50%.

About this data. Figures are Unnamed lender 894500CFQPXSLHK0OK52's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology