Unnamed lender 549300U4NMMQ8OEM3D10 in California vs the state
6.3%Denial rate-11.17 pts vs state
7.1%Decision denial rate-15.30 pts vs state
76.7%Origination rate+20.50 pts vs state
—Median rate
—Rate spread (pts)
$123kMedian applicant income
135Loans originated
11Denied
What Unnamed lender 549300U4NMMQ8OEM3D10 lends in California
By loan purpose
By loan type
Where in California
Counties with the most Unnamed lender 549300U4NMMQ8OEM3D10 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Santa Barbara County | 39 | 32 | 2 | 5.1% |
| Santa Clara County | 39 | 36 | 1 | 2.6% |
| Ventura County | 31 | 20 | 2 | 6.5% |
| San Luis Obispo County | 17 | 13 | 1 | 5.9% |
| Los Angeles County | 10 | 6 | 2 | 20.0% |
| San Diego County | 9 | 6 | 0 | 0.0% |
| San Mateo County | 8 | 5 | 0 | 0.0% |
| Alameda County | 6 | 5 | 0 | 0.0% |
| Orange County | 6 | 4 | 0 | 0.0% |
| Tulare County | 3 | 2 | 1 | 33.3% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 176 applications in 2025, of which 135 were originated and 11 denied.
6.3% of all applications, or 7.1% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Unnamed lender 549300U4NMMQ8OEM3D10's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology