Unnamed lender 549300U4NMMQ8OEM3D10 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
62nd7.1% deniedProcesswithdrawn + incomplete share, weight 15%
49th11.9%What Unnamed lender 549300U4NMMQ8OEM3D10 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 167 manufactured homes, 9 investment properties.
Who gets approved at Unnamed lender 549300U4NMMQ8OEM3D10
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 47 | 34 | 5.0% |
| $100k – $150k | 56 | 44 | 6.1% |
| $150k – $250k | 38 | 31 | 5.6% |
| Over $250k | 21 | 14 | 17.7% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 35–44 | 21 | 18 | 0.0% |
| 55–64 | 43 | 27 | 11.4% |
| 65–74 | 47 | 38 | 7.1% |
Where Unnamed lender 549300U4NMMQ8OEM3D10 lends
1 states and 16 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| California | 176 | 135 | 6.3% | — | #382 |
Frequently asked questions
Unnamed lender 549300U4NMMQ8OEM3D10 denied 7.1% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 62nd percentile of small mortgage lenders.
In 2025, 84% of its applications were for home purchases, 15% for refinancing (including cash-out), and 1% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.