Unnamed lender 549300MPZDD9EFQ1E963 in California vs the state
1.1%Denial rate-16.33 pts vs state
1.9%Decision denial rate-20.47 pts vs state
54.4%Origination rate-1.85 pts vs state
7.00%Median rate+0.38 pts vs state
0.74Rate spread (pts)+0.46 pts vs state
$432kMedian applicant income
300Loans originated
6Denied
What Unnamed lender 549300MPZDD9EFQ1E963 lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Unnamed lender 549300MPZDD9EFQ1E963 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 376 | 209 | 2 | 0.5% |
| Riverside County | 34 | 19 | 2 | 5.9% |
| Ventura County | 33 | 21 | 0 | 0.0% |
| San Bernardino County | 24 | 15 | 0 | 0.0% |
| Orange County | 22 | 12 | 0 | 0.0% |
| San Diego County | 18 | 9 | 1 | 5.6% |
| Kern County | 16 | 7 | 0 | 0.0% |
| Nevada County | 4 | 1 | 0 | 0.0% |
| Sacramento County | 4 | 0 | 0 | 0.0% |
| Santa Barbara County | 4 | 2 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 552 applications in 2025, of which 300 were originated and 6 denied.
1.1% of all applications, or 1.9% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Unnamed lender 549300MPZDD9EFQ1E963 originated in California in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 549300MPZDD9EFQ1E963's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology