Unnamed lender 5493001I9VOT1BTB5V75 in Michigan vs the state
13.9%Denial rate-4.66 pts vs state
16.1%Decision denial rate-6.50 pts vs state
72.3%Origination rate+12.40 pts vs state
6.75%Median rate0.00 pts vs state
0.61Rate spread (pts)+0.21 pts vs state
$61kMedian applicant income
120Loans originated
23Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 174 | 143 | 9.8% | 6.75% | #208 |
| 2025 | 166 | 120 | 13.9% | 6.75% | #229 |
What Unnamed lender 5493001I9VOT1BTB5V75 lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Unnamed lender 5493001I9VOT1BTB5V75 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegan County | 69 | 51 | 8 | 11.6% |
| Kent County | 25 | 16 | 7 | 28.0% |
| Van Buren County | 19 | 16 | 0 | 0.0% |
| Calhoun County | 17 | 14 | 1 | 5.9% |
| Jackson County | 9 | 5 | 3 | 33.3% |
| Kalamazoo County | 6 | 4 | 1 | 16.7% |
| Newaygo County | 4 | 2 | 0 | 0.0% |
| Branch County | 4 | 3 | 0 | 0.0% |
| Ottawa County | 2 | 1 | 0 | 0.0% |
| Barry County | 2 | 1 | 1 | 50.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 166 applications in 2025, of which 120 were originated and 23 denied.
13.9% of all applications, or 16.1% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Unnamed lender 5493001I9VOT1BTB5V75 originated in Michigan in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Unnamed lender 5493001I9VOT1BTB5V75's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology