Unnamed lender 254900W66Q1214MV8X83 in Michigan vs the state
28.8%Denial rate+10.29 pts vs state
36.6%Decision denial rate+14.06 pts vs state
43.1%Origination rate-16.84 pts vs state
7.25%Median rate+0.50 pts vs state
0.82Rate spread (pts)+0.42 pts vs state
$68kMedian applicant income
254Loans originated
170Denied
What Unnamed lender 254900W66Q1214MV8X83 lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Unnamed lender 254900W66Q1214MV8X83 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Joseph County | 218 | 85 | 55 | 25.2% |
| Calhoun County | 207 | 97 | 63 | 30.4% |
| Kalamazoo County | 67 | 30 | 21 | 31.3% |
| Van Buren County | 23 | 9 | 8 | 34.8% |
| Branch County | 19 | 5 | 9 | 47.4% |
| Barry County | 17 | 7 | 4 | 23.5% |
| Cass County | 15 | 8 | 5 | 33.3% |
| Allegan County | 5 | 3 | 0 | 0.0% |
| Eaton County | 4 | 3 | 1 | 25.0% |
| Jackson County | 3 | 2 | 1 | 33.3% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 590 applications in 2025, of which 254 were originated and 170 denied.
28.8% of all applications, or 36.6% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Unnamed lender 254900W66Q1214MV8X83 originated in Michigan in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Unnamed lender 254900W66Q1214MV8X83's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology