Unnamed lender 254900M2C4Q6DATP2889 in Oregon vs the state
23.9%Denial rate+8.55 pts vs state
44.7%Decision denial rate+25.52 pts vs state
29.6%Origination rate-31.07 pts vs state
6.06%Median rate-0.69 pts vs state
0.41Rate spread (pts)+0.13 pts vs state
$80kMedian applicant income
52Loans originated
42Denied
What Unnamed lender 254900M2C4Q6DATP2889 lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 31 | 8 | 10 | 32.3% |
| Lane County | 15 | 7 | 2 | 13.3% |
| Marion County | 14 | 4 | 2 | 14.3% |
| Washington County | 13 | 3 | 5 | 38.5% |
| Klamath County | 12 | 2 | 4 | 33.3% |
| Douglas County | 12 | 3 | 2 | 16.7% |
| Clackamas County | 10 | 1 | 0 | 0.0% |
| Jackson County | 10 | 4 | 0 | 0.0% |
| Polk County | 8 | 2 | 0 | 0.0% |
| Josephine County | 8 | 3 | 4 | 50.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 176 applications in 2025, of which 52 were originated and 42 denied.
23.9% of all applications, or 44.7% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Oregon in 2025 was 6.06%, against a statewide median of 6.75%.
About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology