Unnamed lender 254900M2C4Q6DATP2889 in Michigan vs the state
17.4%Denial rate-1.17 pts vs state
32.0%Decision denial rate+9.42 pts vs state
36.9%Origination rate-23.01 pts vs state
6.13%Median rate-0.63 pts vs state
0.41Rate spread (pts)+0.01 pts vs state
$79kMedian applicant income
170Loans originated
80Denied
What Unnamed lender 254900M2C4Q6DATP2889 lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Macomb County | 63 | 19 | 10 | 15.9% |
| Oakland County | 46 | 11 | 6 | 13.0% |
| Wayne County | 43 | 12 | 3 | 7.0% |
| Kent County | 31 | 15 | 4 | 12.9% |
| Muskegon County | 27 | 7 | 7 | 25.9% |
| Kalamazoo County | 21 | 8 | 5 | 23.8% |
| Genesee County | 20 | 7 | 4 | 20.0% |
| Ottawa County | 17 | 8 | 1 | 5.9% |
| Monroe County | 15 | 5 | 3 | 20.0% |
| St. Clair County | 15 | 7 | 6 | 40.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 461 applications in 2025, of which 170 were originated and 80 denied.
17.4% of all applications, or 32.0% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Michigan in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology