Unnamed lender 254900M2C4Q6DATP2889 · Massachusetts · 2025

Unnamed lender 254900M2C4Q6DATP2889 in Massachusetts: approval rate, denial rate and rates (2025)

Unnamed lender 254900M2C4Q6DATP2889 took 76 mortgage applications in Massachusetts in 2025, ranking #282 of 799 lenders active in the state. It originated 36.8% of them and denied 18.4% (33.3% of the applications it decided), against a statewide denial rate of 16.2%.

76Applicationsin MA
33.3%Decision denial ratestate 20.0%
5.75%Median ratestate 6.63%
$395,000Median loanstate $325,000
$12MVolume11 counties

Unnamed lender 254900M2C4Q6DATP2889 in Massachusetts vs the state

18.4%Denial rate+2.21 pts vs state
33.3%Decision denial rate+13.38 pts vs state
36.8%Origination rate-25.76 pts vs state
5.75%Median rate-0.88 pts vs state
0.28Rate spread (pts)+0.19 pts vs state
$94kMedian applicant income
28Loans originated
14Denied

What Unnamed lender 254900M2C4Q6DATP2889 lends in Massachusetts

By loan purpose

Refinance 5 7% · 40.0% denied
Cash-out refinance 71 93% · 16.9% denied

By loan type

Conventional 21 28% · 9.5% denied
FHA 42 55% · 21.4% denied
VA 13 17% · 23.1% denied

Why it denied Massachusetts applicants

Collateral 7 50%
Debt-to-income ratio 4 29%
Credit history 3 21%

Where in Massachusetts

Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Middlesex County 1972 10.5%
Hampden County 1764 23.5%
Plymouth County 813 37.5%
Barnstable County 840 0.0%
Worcester County 511 20.0%
Norfolk County 541 20.0%
Bristol County 521 20.0%
Essex County 420 0.0%
Franklin County 202 100.0%
Suffolk County 210 0.0%

Other large lenders in Massachusetts

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 17,47629.0%7.40%
Rocket MortgageC 8,69815.9%6.75%
Bank of AmericaF 7,78430.1%5.99%
Guaranteed RateB 7,3134.5%6.50%
Eastern BankB 6,21631.8%6.99%
Rockland TrustC 5,99028.6%6.99%
Leader BankA 5,9131.8%6.25%
United Shore Financial ServicesB 5,89812.8%6.50%
Crosscountry MortgageB 5,6343.8%6.63%
TD BankD 3,77826.9%7.44%

Frequently asked questions

Massachusetts: 76 applications in 2025, of which 28 were originated and 14 denied.

18.4% of all applications, or 33.3% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.

The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Massachusetts in 2025 was 5.75%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology