Unnamed lender 254900CTT87ZKAUTIJ37 · Georgia · 2025

Unnamed lender 254900CTT87ZKAUTIJ37 in Georgia: approval rate, denial rate and rates (2025)

Unnamed lender 254900CTT87ZKAUTIJ37 took 386 mortgage applications in Georgia in 2025, ranking #175 of 1,201 lenders active in the state. It originated 56.2% of them and denied 17.9% (23.8% of the applications it decided), against a statewide denial rate of 19.2%.

386Applicationsin GA
23.8%Decision denial ratestate 25.1%
8.38%Median ratestate 6.63%
$275,000Median loanstate $235,000
$83MVolume49 counties

Unnamed lender 254900CTT87ZKAUTIJ37 in Georgia vs the state

17.9%Denial rate-1.34 pts vs state
23.8%Decision denial rate-1.28 pts vs state
56.2%Origination rate+2.13 pts vs state
8.38%Median rate+1.75 pts vs state
Rate spread (pts)
Median applicant income
217Loans originated
69Denied

What Unnamed lender 254900CTT87ZKAUTIJ37 lends in Georgia

By loan purpose

Home purchase 240 62% · 17.9% denied
Refinance 92 24% · 17.4% denied
Cash-out refinance 49 13% · 20.4% denied
Home improvement 5 1% · 0.0% denied

By loan type

Conventional 386 100% · 17.9% denied

Why it denied Georgia applicants

Collateral 53 77%
Other 6 9%
Credit history 3 4%
Insufficient cash 3 4%
Unverifiable information 3 4%
Incomplete application 1 1%

Where in Georgia

Counties with the most Unnamed lender 254900CTT87ZKAUTIJ37 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Fulton County 1134730 26.5%
DeKalb County 442312 27.3%
Bibb County 28173 10.7%
Cobb County 18114 22.2%
Clayton County 1793 17.6%
Gwinnett County 16101 6.3%
Richmond County 14111 7.1%
Muscogee County 1051 10.0%
Chatham County 1061 10.0%
Bartow County 990 0.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 386 applications in 2025, of which 217 were originated and 69 denied.

17.9% of all applications, or 23.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Unnamed lender 254900CTT87ZKAUTIJ37 originated in Georgia in 2025 was 8.38%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 254900CTT87ZKAUTIJ37's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology