Unnamed lender 2549008VBYJ5IEXJDR42 · Iowa · 2025

Unnamed lender 2549008VBYJ5IEXJDR42 in Iowa: approval rate, denial rate and rates (2025)

Unnamed lender 2549008VBYJ5IEXJDR42 took 29 mortgage applications in Iowa in 2025, ranking #271 of 739 lenders active in the state. It originated 89.7% of them and denied 6.9% (7.1% of the applications it decided), against a statewide denial rate of 12.9%.

29Applicationsin IA
7.1%Decision denial ratestate 15.3%
Median ratestate 6.50%
$235,000Median loanstate $135,000
$8.5MVolume9 counties

Unnamed lender 2549008VBYJ5IEXJDR42 in Iowa vs the state

6.9%Denial rate-5.96 pts vs state
7.1%Decision denial rate-8.17 pts vs state
89.7%Origination rate+21.20 pts vs state
Median rate
Rate spread (pts)
$114kMedian applicant income
26Loans originated
2Denied

What Unnamed lender 2549008VBYJ5IEXJDR42 lends in Iowa

By loan purpose

Home purchase 10 34% · 10.0% denied
Refinance 4 14% · 0.0% denied
Cash-out refinance 5 17% · 20.0% denied
Home improvement 5 17% · 0.0% denied
Other / HELOC 5 17% · 0.0% denied

By loan type

Conventional 29 100% · 6.9% denied

Why it denied Iowa applicants

Debt-to-income ratio 2 100%

Where in Iowa

Counties with the most Unnamed lender 2549008VBYJ5IEXJDR42 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Polk County 12120 0.0%
Mahaska County 861 12.5%
Marion County 220 0.0%
Warren County 220 0.0%
Story County 110 0.0%
Harrison County 101 100.0%
Keokuk County 110 0.0%
Wapello County 110 0.0%
Woodbury County 110 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 29 applications in 2025, of which 26 were originated and 2 denied.

6.9% of all applications, or 7.1% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Unnamed lender 2549008VBYJ5IEXJDR42's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology