Lendage in Georgia vs the state
11.3%Denial rate-7.88 pts vs state
12.5%Decision denial rate-12.55 pts vs state
71.4%Origination rate+17.32 pts vs state
10.75%Median rate+4.13 pts vs state
4.66Rate spread (pts)+4.39 pts vs state
$115kMedian applicant income
617Loans originated
98Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 526 | 341 | 16.9% | 13.75% | #126 |
| 2024 | 687 | 481 | 13.4% | 13.00% | #116 |
| 2025 | 864 | 617 | 11.3% | 10.75% | #108 |
What Lendage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Lendage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 107 | 68 | 15 | 14.0% |
| Cobb County | 80 | 62 | 8 | 10.0% |
| Fulton County | 63 | 44 | 10 | 15.9% |
| DeKalb County | 37 | 20 | 8 | 21.6% |
| Forsyth County | 35 | 22 | 6 | 17.1% |
| Cherokee County | 29 | 25 | 1 | 3.4% |
| Hall County | 24 | 19 | 1 | 4.2% |
| Henry County | 22 | 17 | 1 | 4.5% |
| Barrow County | 22 | 18 | 3 | 13.6% |
| Chatham County | 21 | 15 | 3 | 14.3% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 864 applications in 2025, of which 617 were originated and 98 denied.
11.3% of all applications, or 12.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Lendage originated in Georgia in 2025 was 10.75%, against a statewide median of 6.63%.
About this data. Figures are Lendage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology