Lendage in Arizona vs the state
11.2%Denial rate-5.06 pts vs state
12.1%Decision denial rate-8.33 pts vs state
72.4%Origination rate+12.95 pts vs state
10.75%Median rate+4.25 pts vs state
4.61Rate spread (pts)+4.39 pts vs state
$106kMedian applicant income
415Loans originated
64Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 316 | 222 | 14.2% | 13.75% | #129 |
| 2024 | 455 | 343 | 12.1% | 12.75% | #108 |
| 2025 | 573 | 415 | 11.2% | 10.75% | #105 |
What Lendage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Lendage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 354 | 250 | 42 | 11.9% |
| Pima County | 64 | 46 | 7 | 10.9% |
| Pinal County | 59 | 48 | 6 | 10.2% |
| Yavapai County | 23 | 18 | 4 | 17.4% |
| Mohave County | 16 | 12 | 1 | 6.3% |
| Yuma County | 16 | 10 | 2 | 12.5% |
| Cochise County | 11 | 9 | 0 | 0.0% |
| Santa Cruz County | 9 | 5 | 0 | 0.0% |
| Navajo County | 8 | 7 | 0 | 0.0% |
| Coconino County | 6 | 5 | 1 | 16.7% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 573 applications in 2025, of which 415 were originated and 64 denied.
11.2% of all applications, or 12.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Lendage originated in Arizona in 2025 was 10.75%, against a statewide median of 6.50%.
About this data. Figures are Lendage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology