Legend Lending · Louisiana · 2025

Legend Lending in Louisiana: approval rate, denial rate and rates (2025)

Legend Lending took 6 mortgage applications in Louisiana in 2025, ranking #416 of 721 lenders active in the state. It originated 66.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 22.2%.

6Applicationsin LA
0.0%Decision denial ratestate 28.2%
7.31%Median ratestate 6.63%
$215,000Median loanstate $165,000
$1.1MVolume3 counties

Legend Lending in Louisiana vs the state

0.0%Denial rate-22.17 pts vs state
0.0%Decision denial rate-28.15 pts vs state
66.7%Origination rate+14.70 pts vs state
7.31%Median rate+0.69 pts vs state
0.81Rate spread (pts)+0.45 pts vs state
$74kMedian applicant income
4Loans originated
0Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202333230.0%6.63%#275
2025640.0%7.31%#416

What Legend Lending lends in Louisiana

By loan purpose

Home purchase 2 33% · 0.0% denied
Refinance 1 17% · 0.0% denied
Cash-out refinance 3 50% · 0.0% denied

By loan type

Conventional 5 83% · 0.0% denied
FHA 1 17% · 0.0% denied

Where in Louisiana

Counties with the most Legend Lending applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Caddo Parish 420 0.0%
Jefferson Parish 110 0.0%
Calcasieu Parish 110 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 6 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Legend Lending originated in Louisiana in 2025 was 7.31%, against a statewide median of 6.63%.

About this data. Figures are Legend Lending's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology