Leaderone Financial · Nevada · 2025

Leaderone Financial in Nevada: approval rate, denial rate and rates (2025)

Leaderone Financial took 100 mortgage applications in Nevada in 2025, ranking #145 of 627 lenders active in the state. It originated 64.0% of them and denied 18.0% (22.0% of the applications it decided), against a statewide denial rate of 17.5%.

100Applicationsin NV
22.0%Decision denial ratestate 22.2%
6.88%Median ratestate 6.63%
$325,000Median loanstate $305,000
$19MVolume2 counties

Leaderone Financial in Nevada vs the state

18.0%Denial rate+0.55 pts vs state
22.0%Decision denial rate-0.27 pts vs state
64.0%Origination rate+6.29 pts vs state
6.88%Median rate+0.25 pts vs state
0.69Rate spread (pts)+0.39 pts vs state
$100kMedian applicant income
64Loans originated
18Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
202319612615.3%6.99%#88
20241137610.6%6.99%#137
20251006418.0%6.88%#145

What Leaderone Financial lends in Nevada

By loan purpose

Home purchase 87 87% · 14.9% denied
Refinance 8 8% · 62.5% denied
Cash-out refinance 5 5% · 0.0% denied

By loan type

Conventional 59 59% · 17.0% denied
FHA 35 35% · 22.9% denied
VA 6 6% · 0.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 8 44%
Other 7 39%
Credit history 1 6%
Collateral 1 6%
Incomplete application 1 6%

Where in Nevada

Counties with the most Leaderone Financial applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 986218 18.4%
Washoe County 220 0.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 100 applications in 2025, of which 64 were originated and 18 denied.

18.0% of all applications, or 22.0% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Leaderone Financial originated in Nevada in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology