Leaderone Financial in Arkansas vs the state
3.8%Denial rate-14.38 pts vs state
4.7%Decision denial rate-18.42 pts vs state
77.1%Origination rate+20.31 pts vs state
6.63%Median rate0.00 pts vs state
0.52Rate spread (pts)+0.18 pts vs state
$102kMedian applicant income
81Loans originated
4Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 94 | 60 | 7.5% | 6.63% | #150 |
| 2024 | 87 | 60 | 2.3% | 6.75% | #157 |
| 2025 | 105 | 81 | 3.8% | 6.63% | #148 |
What Leaderone Financial lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Leaderone Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 66 | 55 | 3 | 4.5% |
| Washington County | 27 | 19 | 1 | 3.7% |
| Sebastian County | 4 | 2 | 0 | 0.0% |
| Crawford County | 3 | 2 | 0 | 0.0% |
| Carroll County | 2 | 1 | 0 | 0.0% |
| Saline County | 1 | 1 | 0 | 0.0% |
| Lonoke County | 1 | 1 | 0 | 0.0% |
| Boone County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 105 applications in 2025, of which 81 were originated and 4 denied.
3.8% of all applications, or 4.7% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Leaderone Financial originated in Arkansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology