Land Home Financial Services in Tennessee vs the state
2.6%Denial rate-14.51 pts vs state
2.9%Decision denial rate-18.74 pts vs state
73.7%Origination rate+15.60 pts vs state
6.63%Median rate0.00 pts vs state
0.64Rate spread (pts)+0.41 pts vs state
$90kMedian applicant income
28Loans originated
1Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 101 | 64 | 8.9% | 6.63% | #290 |
| 2024 | 36 | 26 | 0.0% | 6.88% | #438 |
| 2025 | 38 | 28 | 2.6% | 6.63% | #452 |
What Land Home Financial Services lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wilson County | 8 | 7 | 0 | 0.0% |
| Sumner County | 5 | 2 | 1 | 20.0% |
| Davidson County | 5 | 0 | 0 | 0.0% |
| Smith County | 3 | 3 | 0 | 0.0% |
| Macon County | 3 | 3 | 0 | 0.0% |
| Hamilton County | 2 | 2 | 0 | 0.0% |
| Trousdale County | 2 | 2 | 0 | 0.0% |
| Coffee County | 1 | 1 | 0 | 0.0% |
| Hardeman County | 1 | 1 | 0 | 0.0% |
| DeKalb County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 38 applications in 2025, of which 28 were originated and 1 denied.
2.6% of all applications, or 2.9% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Land Home Financial Services originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology